How to Approach Volatility with a Risk-Appropriate Investment Strategy

Market volatility is an inevitable part of investing. Prices rise and fall in response to economic news, global events, and investor behavior. While volatility may be unsettling—especially for retirees or those nearing retirement—it doesn’t have to derail your financial plan. With a risk-appropriate investment strategy in place, you can approach fluctuations with more clarity and confidence.  Your investment strategy should reflect your current goals, time horizon, and comfort with market movement. Risk tolerance isn’t just about how much you’re willing to lose in a downturn—it’s about aligning your portfolio with what you need your investments to do.